SMATS First Mortgage Bond.

For wholesale investors seeking a regular income return with strong underlying mortgage backed security, the SMATS First Mortgage Bond offers an attractive 4% p.a. paid monthly.

Since 1995 the SMATS Group of companies have arranged over A$3 billion in mortgages for Australian expatriates and foreign investors.

SMATS First Mortgage Bond seeks to provide cost effective finance to the well qualified and financially strong clients of the SMATS Group of companies where traditional lending rules may exclude them from appropriate finance due to excessively onerous qualifying criteria.

The SMATS First Mortgage Bond will provide capital to our AFSL licenced lending division of SMATS Money that will use sensible and prudent lending criteria to properly evaluate clients and offer a genuine and competitive alternative to support their investment decisions in the Australian property market.

These criteria include:

• Maximum 80% LVR and Australian property holdings
• Adequate proof of servicing capacity
• Demonstration of financial competency and clean lending history

The SMATS Group of companies community has been built on fairness for all, so we seek to provide an attractive return for the funding source and lend out in the most cost effective manner, leveraging off the proud history, experience, global infrastructure and capability of the SMATS Group of companies to ensure safety and security for all.